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Mar 30

SmartMoney Podcast: Saving, Budgeting and Travel – Business – The Ledger

Welcome to NerdWallet's SmartMoney podcast, where we answer your real-world money questions " in 15 minutes or less. In this week's episode, we're talking about some of the financial issues

Welcome to NerdWallet's SmartMoney podcast, where we answer your real-world money questions " in 15 minutes or less.

Check out this episode on any of these platforms:

In this week's episode, we're talking about some of the financial issues surrounding the pandemic, including what people need to know about emergency savings, budgeting and travel in the months ahead.

The value of emergency funds and the 50/30/20 budget have never been more apparent as unemployment skyrockets. If you still have a job, consider boosting your savings to help you cope with the tough economy ahead.

The 50/30/20 budget recommends limiting your essential, 'must have' expenses " shelter, utilities, food, transportation, insurance and minimum loan payments " to 50% of your after-tax pay. Wants should comprise 30% and you can devote 20% to debt repayment and savings. If your income drops or stops, you can reduce the wants category quickly to help make ends meet.

Prioritize paying those essential expenses and contact your lenders to ask about hardship programs if you're having trouble paying your bills. NerdWallet's COVID-19 guide can point you to resources that may help.

If you're still able to pay your debts and have good credit, you may be able to benefit from one of the pandemic's side effects: lower interest rates. Consider 0% balance transfer offers from credit cards or a low-rate personal loan as options to help you pay less interest and get your debt paid off faster.

Travel will remain unpredictable for a while with events and flights continuing to be canceled. If you must book travel, wait as long as possible and use a credit card that includes travel protections, such as trip insurance. If you must cancel a trip, first try to do so online. If that doesn't work, wait until about 72 hours before the flight to call the airline and be prepared to wait on hold for an hour or more. Airlines are overwhelmed right now and are prioritizing customers whose flights leave in the next three days.

If you are struggling, contact your lenders and credit card issuers. Financial companies are offering more hardship options and you may be able to skip or reduce payments without hurting your credit.

Consider a balance transfer card or a personal loan if you can pay your debt but want to take advantage of lower rates.

Wait as long as possible to book future travel. Use a credit card that offers travel protections and consider getting travel insurance.

Have a money question? Text or call us at 901-730-6373. Or you can email us at podcast@nerdwallet.com. To hear previous episodes, return to the podcast homepage.

Sean Pyles: Welcome to the NerdWallet Smart Money Podcast, where we answer your money questions in 15 minutes or less. I'm your host, Sean Pyles.

Liz Weston: And I'm your other host, Liz Weston. As always, be sure to send us your money questions. Call or text us at (901) 730-6373. That's (901) 730-NERD. Or email us at podcast@nerdwallet.com.

Sean: In this special coronavirus episode of the SmartMoney Podcast, we're talking about some of the financial issues surrounding the pandemic. Specifically, we've asked our fellow Nerds Kim Palmer and Sara Rathner to talk about what we should know about savings, budgeting and travel in the coming months.

Liz: Let's start with Kim. So, Kim, what are some of the important things people need to know right now?

Kim Palmer: A lot of the questions we've been getting are around budgeting during these times, how to prepare for emergencies, how to handle the current emergency that you're in. One of the huge pieces of advice we always emphasize is that this really underscores the importance of having an emergency fund. We talk a lot about this with our content and we have a really helpful tool, the emergency fund calculator. It helps you come up with the number for how much you should have in your emergency fund. We also talk about the importance of having or of applying the 50/30/20 budget. It's something that comes up a lot. That means 50% of your [after tax] pay is going toward needs, things like your mortgage or your rent, groceries; 30% toward wants, which is things like restaurant spending, which a lot of us aren't doing right now anyway; 20% toward debt payments and savings.

And it's that 30% for wants where we have the ability to cut back quickly if we need to. Right now a lot of that cutting back is happening because we just don't even have the choice, so some expenses are going down naturally, [such as] commuting expenses, for some people, and restaurant spending. Those are areas that we can cut back on now if needed. Of course, other expenses are possibly going up right now, so people are spending more on things like at-home activities that keep kids occupied, online exercise programs, that kind of thing.

Sean: I know right now a lot of people are going to have a hard time paying all of their bills no matter how well they're budgeting. I'm wondering, Kim, how do you think people should prioritize all of their expenses when they can't cover everything?

Kim: In terms of prioritizing different expenses in an emergency, we do really recommend that people still try to pay their most important things like mortgage or rent. Of course, prioritizing groceries. If you have to prioritize things and you just can't make a certain payment or you can't pay your credit card bill, the first call can definitely be to that company. Some companies have already announced leniency programs. Some are waiving things like late fees. So definitely calling them first can help in case it's something that can't happen this month. In terms of withstanding financial shocks and just building up your own financial security, having that emergency savings and making sure it's in a high-yield online savings account.

We talk about this so much at NerdWallet, and of course we have a really helpful list of the best or the highest high-yield online savings accounts. Even in an environment like this when rates are lower, maybe even going lower, the best or the highest rates are still found online. And it's also a good time as we are at home more now just to take some time to review what safeguards you have put in place for yourself, things like insurance programs, just taking a minute to review health insurance, disability insurance, life insurance. Homeowners and renters insurance is actually coming up a lot right now because more of us are working at home. We may have actually spent more and brought more expensive equipment into our homes right now. You really want to make sure that it is protected, so it might be a good time to review your current policy and see if you need to make any updates. We have many, many more resources, of course, with more details on everything on our website. Our really handy resource guide, which is now linked on the homepage, is definitely a great resource.

Sean: Hey Sara, what should people who are having trouble paying their credit cards and other bills right now know?

Sara Rathner: You do not need to struggle alone. Credit card companies and banks have always had consumer assistance programs available, and they're especially important now. So one of the first things you can do is just call the phone number on the back of your credit card and talk to somebody and explain your situation and see what's available. Lots of banks and credit card issuers are advertising their programs now. If you're on their email list, you've probably heard of them. Point being, use the resources that are available. So if you have credit card debt, if it is a priority for you to free up cash flow, then paying off any credit card that you have is a great way to do that. And one option that you have are balance transfer credit cards. They allow you to move a credit card debt off of a card that has a high interest rate and onto a card that charges 0% interest often for a year or more.

But keep in mind that these often require good to excellent credit to qualify for and many cards charge a 3% to 5% fee of the transferred balance. So that's something that you want to budget for. And remember that if you have any debt remaining on your card, once this promotional period is over, you will begin to owe interest on that remaining debt. So you'll want to time your payments accordingly. Another option for debt repayment are personal loans, and this allows you to consolidate multiple debts into one payment that often has a lower interest rate than your credit cards would charge you. So not only could this be a way to save on interest payments, but it could also be a way to streamline your debt payments. You only have one monthly payment instead of several.

So whether or not these are good deals for you depends on what you would qualify for. You want to make sure that if you are shopping around for a personal loan, you want to look for one with an interest rate lower than what you're paying on your credit cards. Also look at the length of time you have to repay the loan as well because that can influence your monthly payment total.

Finally, there are different debt repayment methods if you don't want to take out any sort of loan or do a balance transfer. One that I talk about often is the debt avalanche method. What you do in this situation is you'll list your debts from highest interest rate to lowest interest rate, not just credit cards, but any other debt payments you have like an auto loan or a mortgage, and you make minimum payments on every single debt that you have, so you remain in good standing with your creditors. And from there, any additional cash that you have in your budget to aggressively pay down a debt, it's applied to the debt with the highest interest rate. Once you pay that off completely, move that extra cash flow to the debt with the second highest interest rate and so on until you are out of debt. That's one of several debt repayment methods that we've talked about on NerdWallet. It's always better to do something than nothing, rather than freak out over what the most optimal debt repayment choice is. So if you find yourself struggling to make a choice, it's better to choose something. So keep that in mind.

Liz: Let's switch to my favorite topic, which is travel. With all the uncertainty, what should people do about any travel reservations they have or they may want to make?

Sara: If you already have travel booked for the near future, keep in mind that you might not have to do anything. The airline might cancel your flight anyway. And if they do, they will notify you. They will work with you to either rebook you on a different flight or refund the unused value of your ticket. But if your flight is still on but you need to cancel or reschedule, just keep in mind that airlines are waiving fees but their policies vary from airline to airline and they can even change from day to day. So if you need to rebook, try doing it online to save time. But if that isn't working for you, then wait until about 72 hours before your flight. Airlines are asking passengers to do this because they have such high call volume right now. And give yourself an hour or two to wait on hold because this is going to be a long process.

If you need to book travel, wait as long as you possibly can because everything is changing so quickly and the event that you need to travel for might get canceled anyway. So you wouldn't have to book that travel at all. But if you must book, the first thing you should do is use a credit card that offers travel protections. And if you have a card in your wallet that does this, you have to actually use the card to make the booking to get protected. You can't just be a cardholder but use a different card to pay for the flight. That doesn't work. For very expensive trips like international travel, those once-in-a-lifetime vacations, you're talking a couple thousand dollars to even a five-figure sum of money you're spending on a trip, consider travel insurance.

And 'cancel for any reason' coverage exists. It is an expensive add-on to an existing policy, but like I said, if you're spending $10,000 or $15,000 it might be worth it to pay that extra amount of money. Keep in mind that when it comes to insurance and credit card travel protections, they cover what has happened, not what might happen, and being afraid to travel is not a covered reason.

Sean: Thanks for all this helpful information, Sara and Kim. Now, let's get to our takeaway tips. First, if you are struggling, contact your lenders and credit card issuers. Financial companies are offering more hardship options to people who are having trouble paying their bills right now.

Liz: If you can pay your debt but want to take advantage of lower rates, consider a balance transfer card or a personal loan.

Sean: Lastly, wait as long as possible to book future travel. Use a credit card that offers travel protections and consider getting travel insurance. And that is all we have for this episode.

Do you have a money question of your own? Turn to the Nerds and call us or text us your questions at (901) 730-6373. That's (901) 730-NERD. You can also email them to podcast@nerdwallet.com. You can even email us your voice memos if that works for you. Also, visit nerdwallet.com/podcast for more info on this episode and remember to subscribe, rate and review us wherever you're getting this podcast.

Liz: And here's our brief disclaimer, thoughtfully crafted by NerdWallet's legal team. Your questions are answered by knowledgeable and talented finance writers, but we are not financial or investment advisors. This Nerdy info is provided for general education and entertainment purposes and may not apply to your specific circumstances.

Sean: And with that said, until next time, turn to the Nerds.

More From NerdWallet

Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston.

Sean Pyles is a writer at NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles.

The article SmartMoney Podcast: Saving, Budgeting and Travel originally appeared on NerdWallet.

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SmartMoney Podcast: Saving, Budgeting and Travel - Business - The Ledger


Mar 30

How will the remote 2020 NFL Draft look? Here are some guesses – NBC Sports – Misc.

Its a bit fruitless these days to try to predict whats going to happenwith offseason programs, with the release of the schedule, with training camps, with preseason games, with the regular season. The NFL, like all of society, is at the whim of a virus.

With Roger Goodell confirming that the draft would stay on the scheduled dates of April 23-25, thats one mystery solved. But the form it will takethe where and the how, especiallyis in a nascent state. What we do know is most people normally together for the draft will be separated. It has created one interesting perspective. If youve done Zoom video conferencing, or youve watched recent nightly newscasts, maybe youve seen eight or 10 people on the laptop screen or the TV all ready to be called on by a host. Imagine the same thing on draft night. The NFL will send out about 50 portable camera kits with microphones to top prospects and college coaches, with better-than-FaceTime quality, so NFL draft coverage will be able to bring in, say, LSU quarterback Joe Burrow from the family home outside Athens, Ohio, when/if hes the first pick of the Bengals. Then Burrow will be able to do his media availability with the Cincinnati press, and whatever other one-on-ones he chooses to do.

Not perfect, but necessarily different.

The draft itself will be different. The first two or three rounds shouldnt be upset all that much because of the scouting changes; the top 100 players were poked and prodded normally for seven months of the college preseason, regular season, bowl season and combine season before everything shut down. But its the later rounds, as NFL Networks Daniel Jeremiah said in this space last week, that could see teams trying to hit the safe singles instead of the risky triples.

What teams will succeed? said former Patriots and Chiefs executive Scott Pioli, now a CBS Sports analyst. Teams that are focused and worked long and hard at the Senior Bowl and the all-star games and the scouting combine. Teams that know how to scout. Teams that have a strong system in place.

When I pointed out how that might be a disadvantage to new coaches like Carolinas Matt Rhule, fresh out of Baylor to the NFL, Pioli disagreed. Not necessarily. He has a network of people he can call on in the Big 12 that not many teams will have, and hell have a lot of contacts back East from Temple. [Rhule is the former Temple head coach.] That could be a big advantage on some players for Carolina. In general, the good franchises rely on scouts for success in rounds five, six and seven.

I thought it interesting that Pioli brought up the drafting of Tom Brady in 2000 in the sixth round. In that year, the Patriots scouted Brady during the season with an area scout, then at the East-West Game in California with other scouts, then at the combine. Then the late Dick Rehbein, then New Englands quarterback coach, did a private workout with Brady in Michigan. Then New England drafted him 199th overall. Piolis point: All of that scouting would have been the same in 2020 except for the private workout. That workout was a big deal, of course. But the Patriots had a lot of knowledge on Brady before that workout, and could well have taken him during the draft had they not been able to go to Ann Arbor for the private session.

Too many people are complaining about what isnt possible in the draft process this year, Pioli said. The rules are the same for everybody.

One other interesting thing I picked up: At least one team is quietly using GPS data from college teams to estimate the 40 times and other movement measurables from players who didnt work at the combine. Thats a smart way to get an edge.

Beyond the draft: I cant imagine offseason programs existing in any sort of together way. More likely, teams could have classroom settingfor playbook learning, but conditioning and training likely will have to be lonely pursuits through the spring.

As Cardinals owner Michael Bidwill said Sunday: Our IT people have been our MVPs, setting up our coaches and scouts to work remotely. They could do the same with playersand likely itd be easier to set up with the more digitally fluent younger generation.

I asked Atlanta owner Arthur Blank, a forward-thinking techie in his own right, how he saw the near future.

I think the NFLs going to be fine, he said. I dont mean it wont be changed. It is being changed now. How itll impact things like training camp, sooner than that, the OTAs . . . Training camps will probably be affected in some way. And of course, your point about the stadiums, with 50,000 to 70,000 people, whatever it may be. I think its just too early to tell. Of course we have to be able to provide a safe environment for fans. Thats the most critical thing.

On whether he believes there will be a 16-game regular season, Blank said: If I had to speculate now, and I use the word speculate because thats really all it is, I would say yes. Only because its so far away from where we are today. I could easily see camps being shorter, players being tested on a daily basis, things of that nature. No fan attendance. Things like that. We may have fewer preseason games, which probably wouldnt be the end of the world. But I think by September, my hope is by the time the regular season starts, that well be able to bring people together in some form or fashion in a safe manner and play.

I do think we need football now. Its hard to turn on any device you have today, almost any site, television, PCs, laptops, phoneswithout the first thing popping up being something on the virus. And thats appropriate. However, I also think that people want a diversion. People want to be optimistic. People want to think about things that are really good times for themselves and their families and their loved ones and their communities. I think to have that kind of hope and aspiration mixed into your daily life is important.

Blank was in Hilton Head with family when we spoke on Saturday afternoon. Even though he hasnt been in a coronavirus hotspot, he voiced what Ive heard mental-health experts say. Its strange to write about this in a football column, but these, of course, are strange times.

I usually walk and exercise a lot under any circumstances, Blank said. But now I know its important to exercise the body and calm the mind. I told our associates the other day youve got to find ways to calm your mind. Whether it be thinking, meditation, reading, prayer, slower breathing, whatever it may be, do something. Because its easy under these conditions to have your mind racing all over the place. Its important to be able to keep your body moving, keep it functioning, keep it active and yet have a calm mind at the same time.

Read more from Peter Kings Football Morning in America column here.

Continue reading here:
How will the remote 2020 NFL Draft look? Here are some guesses - NBC Sports - Misc.


Mar 30

No. 202.13: Continuing Temporary Suspension and Modification of Laws Relating to the Disaster Emergency – ny.gov

No. 202.13

E X E C U T I V E O R D E R

Continuing Temporary Suspension and Modification of Laws

Relating to the Disaster Emergency

WHEREAS, on March 7, 2020, I issued Executive Order Number 202, declaring a State disaster emergency for the entire State of New York; and

WHEREAS, both travel-related cases and community contact transmission of COVID-19 have been documented in New York State and are expected to be continue;

NOW, THEREFORE, I, Andrew M. Cuomo, Governor of the State of New York, by virtue of the authority vested in me by Section 29-a of Article 2-B of the Executive Law to temporarily suspend or modify any statute, local law, ordinance, order, rule, or regulation, or parts thereof, of any agency during a State disaster emergency, if compliance with such statute, local law, ordinance, order, rule, or regulation would prevent, hinder, or delay action necessary to cope with the disaster emergency or if necessary to assist or aid in coping with such disaster, I hereby temporarily suspend or modify, for the period from the date of this Executive Order through April 28, 2020 the following:

IN ADDITION, by virtue of the authority vested in me by Section 29-a of Article 2-B of the Executive Law to issue any directive during a disaster emergency necessary to cope with the disaster, I hereby issue the following directives for the period from the date of this Executive Order through April 28, 2020:

G I V E N under my hand and the Privy Seal of the State in the City of Albany this twenty-ninth day of March in the year two thousand twenty.

BY THE GOVERNOR

Secretary to the Governor

Read more here:
No. 202.13: Continuing Temporary Suspension and Modification of Laws Relating to the Disaster Emergency - ny.gov


Mar 30

Kai Wachi Gives Us the Lowdown on "Cry" and His New Workout Plan – EDM Identity

If you appreciate heavy bass served up with a side of phenomenal sound design, then Kai Wachi is the guy for you. This Boise based producer has masterfully created some of the heaviest tunes in bass music to date. Its impossible to listen to a track of his and not feel the need to get up and get hyped.

One of the early members of the Kannibalenfamily, Kai Wachi has perfected his craft and his production techniques throughout the years. The result being head-splitting dubstep that has gotten him slots atLost Lands, EDC Las Vegas,Paradiso and many more. To add to his long list of successes is his recent DEMIGOD headline tour, which had numerous dates sold out across the country.

With his first release of this year, he shows listeners a more emotional side with his new single Run. The track features lush vocals fromDylan Matthewand beautiful chord progressions from Kai Wachi along with his signature heavy bass sound mixed in. While 2019 was a huge year, we are glued to our seats to see how 2020 plays out for him!

Take a listen to Run on Spotify below, download or stream it on your favorite platform, and read on for our chat with Kai Wachi!

I started writing chords on my keyboard and initially liked the idea of the intro and built it off of that. The drop I had the idea of being able to make it emotional without it being a future bass kind of track. It worked out well and once I linked up with Dylan, he really took the songwriting next level.

Oh yeah. I honestly resonate with my music more right now when I make songs like this. I get super proud of them. Ill have more, but I really want to take my time with them to get them perfect.

I just spit a lot of those tracks out, I honestly dont know how I did it. But I was in the rat race of 2019 in the bass scene when I was making those tracks. In my opinion, I come out with watered-down versions of my own music when I work that fast. The tracks are still cool, but they were more for going hard live.

It felt really good and relieving because your first tour is really the ultimate test of how well youre actually doing and if you took the step at the right time. So grateful for everyone who came out!!

We are more focused on creating better music and using the time to dial in the areas that we feel need more attention. Specifically for me the music!

I think other DJs doing live streams and one on one lessons is great! For me, I dont own CDJs, and I felt what better way to personally give back than to offer a workout plan since thats right up my alley and will keep people healthy during a tough time.

Comparison. Comparison of my numbers and music to others. Which in 2019 drove me to the worst mental state of my career Ive ever experienced. I overcame it by approaching music with no boundaries again as I used to when I was younger.

Dont make tracks for other DJs to play. Its a trap. Make weird sh*t. Make it your own. F*ck formulas. Thats how you make a name.

This year will be my best year of Kai Wachi music. I can feel it.

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Kai Wachi Gives Us the Lowdown on "Cry" and His New Workout Plan - EDM Identity


Mar 30

USA Gymnastics announces 2020 First- and Second-Team All-Americans, Coaches of the Year for USA Gymnastics Women’s Collegiate Nationals – usagym.org

INDIANAPOLIS, March 30, 2020 Following an abbreviated 2020 womens collegiate gymnastics season, which was cut short due to concerns over the spread of coronavirus, USA Gymnastics today announced First- and Second-Team All-American selections.

These individuals represent the 12 DI, DII and DIII colleges and universities whose womens gymnastics programs operate with fewer than seven-and-a-half full scholarships. These include Brown University, Centenary College, Cornell University, Lindenwood University, Seattle Pacific University, Southeast Missouri State University, Southern Connecticut State University, Texas Womans University, the United States Air Force Academy, the University of Bridgeport, West Chester University and Yale University.

While All-American selections are typically based on results from the USA Gymnastics Womens Collegiate National Championships, given the truncated conclusion to the 2020 season, this years honorees were determined based on cumulative performance results through week ten of the regular season. The top-ten finishers in each event and the top-eight all-around gymnasts were named First-Team All-Americans. The next finisher(s) in each event and next two all-around athletes were selected to the Second Team.

2020 USA Gymnastics Womens Collegiate Nationals All-Americans

First-Team All-American

VaultCami Bea Austin, Centenary CollegeDarian Burns, Seattle Pacific UniversityAlyssa Firth, Yale UniversityGayla Griswold, Lindenwood UniversityKiah Johnson, West Chester UniversityAleah Leman, Lindenwood UniversityBria Northrop, Texas Womans UniversityJulianna Roland, University of BridgeportAnna Salamone, United States Air Force AcademyDaisy Woodring, Texas Womans University

Uneven barsKatie Bailey, Lindenwood UniversityJacey Baldovino, Yale UniversityDarian Burns, Seattle Pacific UniversityMei Li Costa, Brown UniversityRegan Dillon, University of BridgeportKathryn Doran, University of BridgeportCourtney Mitchell, Lindenwood UniversityBria Northrop, Texas Womans UniversityAnna Salamone, United States Air Force AcademyDahlia Solorzano-Caruso, Southeast Missouri State UniversityMelanie Wojewoda, West Chester University

Balance beamKatie Bailey, Lindenwood UniversityJacey Baldovino, Yale UniversitySarah Boyd, West Chester UniversityBriona Carswell, United States Air Force AcademyLindsay Chia, Yale UniversityEmma Firmstone, Yale UniversityRyan Henry, Lindenwood UniversityAnna Kaziska, Southeast Missouri State UniversityCourtney Mitchell, Lindenwood UniversityMaya Reimers, University of BridgeportJulianna Roland, University of Bridgeport

Floor exerciseCami Bea Austin, Centenary CollegeDarian Burns, Seattle Pacific UniversityAlyssa Firth, Yale UniversityIsabel Goyco, Texas Womans UniversityGayla Griswold, Lindenwood UniversityAnna Kaziska, Southeast Missouri State UniversityJessica Meakim, West Chester UniversityBria Northrop, Texas Womans University Maya Reimers, University of BridgeportJulianna Roland, University of Bridgeport

VaultGabrielle Kistner, University of BridgeportHeidi Sand, United States Air Force AcademyAimee Titche, Yale University

Uneven barsHayley Bangart, University of Bridgeport

Balance beamMiyuki Matsune, Seattle Pacific University

Floor exerciseNatalie Meyer, United States Air Force Academy

The Mari-Rae Soper Award was presented to the Southern Connecticut State University team to recognize their tremendous and inspiring perseverance. Following the passing of teammate Melanie Coleman, who suffered a fatal fall during practice, and a mid-season coaching change, SCSU gymnasts demonstrated unrivaled passion, dedication and devotion to the sport in the face of tragedy and heartbreak.

In appreciation of this years senior athletes who saw their final season cut short, USA Gymnastics named the inaugural USA Gymnastics Womens Collegiate Nationals Senior All-Star Team comprised of the top-ten seniors on each event. A list of all competing senior athletes those who have exhausted their eligibility or will be graduating is available here.

USA Gymnastics Womens Collegiate National Senior All-Star TeamCami Bea Austin, Centenary CollegeKatie Bailey, Lindenwood UniversitySarah Boyd, West Chester UniversitySienna Brane, Seattle Pacific UniversityJade Buford, Yale UniversityDarian Burns, Seattle Pacific UniversityRebecca Chong, Yale UniversityEmma Firmstone, Yale UniversityRyan Henry, Lindenwood UniversitySamantha Henry, Cornell UniversityErin Howell, Brown UniversityJacqueline Kutcher, Southern Connecticut State UniversityMiyuki Matsune, Seattle Pacific UniversityDorothy Mims, Centenary CollegeBria Northrop, Texas Womans UniversityEvelyn Patient, Cornell UniversityMaci Prescott, Cornell UniversityMaya Reimers, University of BridgeportAnna Salamone, United States Air Force AcademyMackenzie Slee, Southeast Missouri State UniversityHunter Vincent, Texas Womans UniversityLena Wirth, Seattle Pacific University

USA Gymnastics also announced this years Scholar Athletes. These are gymnasts in their second, third or fourth years of eligibility who possess a cumulative grade point average of 3.3 or a cumulative grade point average of 3.3 in the previous two semesters or three quarters on a 4.0 scale.

Based in Indianapolis, USA Gymnastics is the national governing body for gymnastics in the United States, encompassing seven disciplines: womens gymnastics, mens gymnastics, trampoline and tumbling, rhythmic gymnastics, acrobatic gymnastics, gymnastics for all (a.k.a. group gymnastics) and, most recently, parkour. USA Gymnastics sets the rules and policies that govern the sport of gymnastics, including selecting and training the U.S. Gymnastics Teams for the Olympics and World Championships; promoting and developing gymnastics on the grassroots and national levels, as well as a safe, empowered and positive training environment; and serving as a resource and educational center for the more than 200,000 members, clubs, fans and gymnasts throughout the United States. The organization is deeply committed to creating a culture that encourages and supports its athletes and focuses on its highest priority: the safety and well-being of athletes and our community.

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USA Gymnastics announces 2020 First- and Second-Team All-Americans, Coaches of the Year for USA Gymnastics Women's Collegiate Nationals - usagym.org


Mar 29

A Wall. A Ball. Thats All: Your New Social-Distancing Workout – The New York Times

In a park along the Hudson River in Manhattans Battery Park City, New Yorkers are queuing up six feet apart, of course for their turn to play with a wall.

Its a gray slab surrounded by a chained fence that looks like it might have once been part of a racquetball court. A month ago, the drab-looking wall would have been easily overshadowed by the sleek Equinox or Asphalt Green gyms close by.

But now, its become the belle of the ball. Locals are lining up to have their turn with it.

Christian Jorg, 56, who runs two start-up accelerators, gets there at 7 a.m. There is no system really, he said. Its first come first served.

An avid tennis player, in normal times he would be playing at a tennis club in Westchester. But now that its closed and hes isolating, which means no tennis partners, hes playing against the wall.

I dont have any other choice, he said. But its actually fun. The ball comes back to me quickly, so I can do volleys and backhands. Its also good for concentration. Its such good exercise, he said, that he only needs to use it for about 20 minutes.

Do I prefer playing with a partner? Probably, said Mr. Jorg, who grew up hitting tennis balls against walls in Munich, Germany. But you have to make do for now.

Zara Chadowitz, 35, a senior program manager at Amazon who lives in the West Village, refuses to disclose the location of her wall.

She discovered it last week on a grocery run when she saw people playing racquetball against it. She returned a few days later with her tennis racket and a few balls.

I felt like it was the first day I was sort of winning Corona, she said. I hadnt played tennis in so long. I got the exercise, the endorphins. There was a meditative aspect to it.

She now feels as if shes part of a secret community. There was a cute old guy who was throwing a ball against a wall in his surgical gloves, and a basketball guy playing alone in a surgical mask, she said. It looks like people are using the wall for whatever they want.

For Ms. Chadowitz, hitting balls against the wall is a nostalgic and comforting experience, as she grew up playing tennis this way in Manchester, England. My dad built a wall in the garden, and he painted a line across it where the line would be, she said. I would make up imaginary games in my head, pretending I was playing friends or my brother.

Lauren Wire, 31, a publicist who lives on Manhattans Upper East Side, has never given much thought to the brick walls that line her buildings courtyard. Ive definitely never touched these walls before, she said.

Now theyre part of her daily routine.

Everyday she sets up her yoga mat against one to do exercises she would normally do at CrossFit. Sometimes she does wall-sits and headstands. Other times she focuses on stretching. She even ordered a weighted ball so can squat, throw it against the wall, catch it, and return to a squat.

Before Coronavirus I would have felt awkward doing this in public, she said. Now I am putting music on with my sports bra and crushing it.

Some neighbors even cheer her on when they see her.

Shelly Eichas, 33, a personal trainer and registered dietitian who also lives on the Upper East Side, said shes been amazed at how New Yorkers have incorporated various city objects into their workouts.

Ive seen people using statues, stairs, benches, she said. I saw somebody the other day in the park using a tree. He was just scaling the tree up and down, up and down. I was pretty impressed.

She also understands the draw to the wall and is encouraging her clients to find one to use for resistance in doing burpees or push-ups. I could go on forever about what you can do on a wall, she said.

Walls are also doing their part to help parents entertain their children, too. Noah Coslov, 38, a freelance sportscaster, introduced one as a new playmate to his five year-old daughter, Eden. Two weeks ago they went to an empty basketball court in Midtown East with tennis balls. There they found a wall, not in use. So they summoned their imaginations.

We probably made up eight different games, throwing the ball against the wall at targets and passing it to one another, he said. I certainly wont forget the memory, and I hope she wont either.

He didnt consider possible infection at the time, he said. I didnt even think through the tennis ball touching the wall, and then us touching it.

But he did come to worry about other people. He said that he and his daughter left the basketball court once another person arrived who wanted her time with the wall.

Some New Yorkers are hooked, they said, and intend to keep playing with their favorite walls, even when the city becomes fully operational.

I am going to keep doing this, Ms. Chadowitz said. In New York, its hard to get a tennis court, and its hard to find someone to play with who is the right level not too good and not too bad, she explained.

With the wall you can go anytime you want, you dont have to book or rely on anyone else, she said. I think this is going to be my weekly ritual.

More:
A Wall. A Ball. Thats All: Your New Social-Distancing Workout - The New York Times


Mar 29

Golfers Still Going / Courses remain open as outlet for exercise. albeit with precautions – The Republic

When Gov. Eric Holcomb issued a stay-at-home order on Monday, many people thought that the list of attractions being temporarily shut down would include golf courses.

But in his directive, the governor talked about the public still being able to exercise outside as long as they were practicing social distancing. Since golf is not a contact sport, the Indiana Golf Association talked to the governors office about allowing people to play golf with precautions.

When the governor issued the stay-at-home order, there was a lot of professional conversations about golf courses because he mentioned physical activity and air, said Nikki Murphy, director of sports programs for Columbus Parks and Recreation. So golf courses came up, and there was some discussion with the Indiana Golf Association, and there was a lot of back and forth with them and the governors office. So the governor put out a follow-up to that where under a set of circumstances, golf courses could remain open if they wanted to.

Murphy, who oversees the citys Greenbelt and Par 3 golf courses, said the guidelines for safety on courses around the state were drawn up by officials at The Fort Golf Course in Indianapolis.

Story continues below gallery

While Par 3 is closed, Greenbelt remains open. Greenbelt was open on Monday, but after the governors order, had announced that it would be closed beginning Wednesday.

But over the course of Tuesday is when everything kind of came to a head with the golf office and the courses, Murphy said. So as an entity, we talked about the no-contact and really liked the parameters they had in place at The Fort. So we talked to the mayor and put together a list.

Among the restrictions on that list are that the public is not allowed in the clubhouse. Only golf pro Keith VanDeventer or a staff member are allowed in the clubhouse to take calls and with credit card information to give tee times.

Tee times for walking only are starting at 11 a.m. weekdays and 10 a.m. on weekends until 6 p.m. No carts are permitted. The city has removed flagsticks, rakes, ball washers and water containers and the restrooms are closed. The cups on each hole have been inverted so that golfers dont have to reach into them to retrieve their balls.

It really is zero-contact, Murphy said. Were practicing social distancing out there. If done right, it can be a great activity for people to practice.

The precautions being taken are similar at Columbus other two golf courses, Harrison Lake Country Club and Otter Creek. Like Greenbelt, Otter Creek is open for walking only for the time being.

Otter Creek pro Jon Hoover also said the course has removed flagsticks and raised the cups one inch. All the rakes and ball washers are off the course, the clubhouse is on lockdown and the driving range is closed. The putting green and practice range remain open, but players must use their own balls.

We had a teleconference with the IGA Section office, and a lot of the guidelines came down through the sport, through the state, Hoover said.

Otter Creek curently is running a special where golfers can walk 18 holes for $35 and nine holes for $20 every day to go along with the existing $15 Bartholomew County Special on the East Nine. The normal weekday rate for 18 holes is $65.

Hoover said the course had 55 rounds played on Thursday, when temperatures were in the high 60s.

Cooler temperatures the previous week didnt stop a few members from practicing or playing. A few days after playing Otter Creek, Ross Pushor, played at Harrison Lake with his brother Jeremy on Jeremys 40th birthday.

Columbus North graduate Henry Kiel, last years The Republic Boys Golfer of the Year, was at Harrison Lake to work on his short game. Kiels freshman golf season and school year at University of Evansville were cut short when students were sent home because of the coronavirus concerns.

I was kind of bored, Kiel said. I havent have anything to do at home.

Harrison Lakes cups are inverted to sit on top of hole. The course has removed sand buckets, sand bottles on carts ball washers and trash cans. The golf shop is closed, but doors are propped open so players can use restrooms.

Carts are permitted, but only with one person per cart.

We have a lot of safety precautions out here, and were taking every step possible to make sure our members and our staff are safe, Harrison Lake pro Austin Wright said. We have two pages worth of things that were doing to make sure everyone is taken care of. We are constantly wiping everything down, wiping down carts. Weve also suggested to our members that walking is suggested at times, especially to our younger members.

Harrison Lake chief operating officer Bob Haddad Jr. said the club has had around 40 to 45 players each day last week after it reopened on Tuesday following wetness.

We did not make any decisions rashly, Haddad said. We did all of our due diligence to make sure we are following the executive order and following our social distancing. Even if you put 40 or 45 players out on this course at the same time, youre going to have less than three players per hole. Its easier for us and safer for us as a private club than public courses that get way more golfers than we did. For our members here at the club, its safe.

See the rest here:
Golfers Still Going / Courses remain open as outlet for exercise. albeit with precautions - The Republic


Mar 29

Fondren offers helpful workout advice for the housebound – The Vicksburg Post – Vicksburg Post

Linda Fondren, who has been the owner and manager of Shape Up Sisters since 2009, has been a longtime fitness advocate. That hasnt stopped despite the temporary closure of her gym and every other gym in Vicksburg because of the coronavirus outbreak.

Fondren said plenty of people have called wanting to know what they could do to continue their fitness program while confined to their homes, and shes happy to share a few pointers.

I always go with the number one exercise in the world, which is walking, she said, noting that it can also be done at home while incorporating household chores.

Fondren shared some clever anecdotes she tells people to do when walking all through the house. They include making sure to go around and look at all the family photos, to walking to the kitchen and opening the refrigerator to see what you need to take out, to maintaining healthy eating.

She also suggested marching to the closet and, once there, do alternating kicks with opposite arms. That exercise helps with balance.

And when you are there look and see how you can rearrange your closet, Fondren said.

Sitting in a chair and leaning from side to side is good for stretching, she said, and using canned food items or water bottles works for bicep curls.

This way you are getting some strength training done, she said.

Incorporating what you do at the gym will work at home, Fondren said, it will just look a little different.

Fondren is also suggesting people go to silversneakers.com, which has videos with workout routines that can be done in tight spaces at home.

There are many types of exercises you can do at home and by the time you are done with an in-home circuit you would have had 20 minutes of great activity, Fondren said.

For more information, email Fondren at linda@shapeupsisters.com.

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Fondren offers helpful workout advice for the housebound - The Vicksburg Post - Vicksburg Post


Mar 29

I miss them immensely: Yanet Garca reappears on Hoy program to share burning workout routine – Explica

Weather Girl showed off her curves during a section of the morning show

Yanet Garca

Photo:Diego Bonilla / Reform Agency

After several months of leaving the Hoy program, Yanet Garca She was seen again by her millions of Mexican fans, whom she surprised by appearing again on the morning broadcast, where she shared an ardent exercise routine.

Through a link to Los Angeles, Californa, where she currently resides, the sensual Climate Girl expressed her happiness at seeing her peers again and took the opportunity to ask her followers to take care of their health in the face of the threat they are living through. the coronavirus pandemic.

My beautiful people, friends of the Today program, I want to tell you that I love you with all my heart, that I miss you immensely, but above all, I want to tell you to take good care of yourselves at this time, the situation here is still very complicated.

The actress also asked her followers to take care of their immune system to prevent diseases and reminded them that the best way to do it is through exercise: I am going to share with you a very easy exercise routine that you can do at home so that you stay fit, but above all, healthy

With her distinctive style and wearing provocative animal print leggings, Yanet he showed off his curves while doing some sets of exercises.

There are no excuses, Highlighted the driver at the end of several repetitions that she performed with her adorable dog, Mamacita.

In previous days, the curvy model delighted her Instagram followers with a series of images in which she performed some routines using the same outfit sporty with which he exposed his voluptuous curves.

View this post on Instagram

And the people stayed home. And read books, and listened, and rested, and exercised, and made art, and played games, and learned new ways of being, and were still. And listened more deeply. Some meditated, some prayed, some danced. Some met their shadows. And the people began to think differently. And the people healed. And, in the absence of people living in ignorant, dangerous, mindless, and heartless ways, the earth began to heal. And when the danger passed, and the people joined together again, they grieved their losses, and made new choices, and dreamed new images, and created new ways to live and heal the earth fully, as they had been healed Stay # stayathome #noexcuses #youcandoit #believeinyourself #timeforyourself

A post shared by Yanet Garcia (@iamyanetgarcia) on Mar 21, 2020 at 8:01 pm PDT

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I miss them immensely: Yanet Garca reappears on Hoy program to share burning workout routine - Explica


Mar 29

Celeb You Can Workout With Chris Hemsworth For FREE As Gyms And Sporting Centres Close 2 – KIIS1065

And so Chris Hemsworth is offering up his help.

The Aussie actor has announced that he will offer six weeks of his health and fitness program Centr for free to customers, in a bid to make sure theyre maintaining physical and mental health amid the coronavirus outbreak.

So youre saying, we could come out of self-isolation looking as ripped as a Hemsworth? Sign us up for that!

Centr is an online website that aims to make health and happiness accessible to all with personalised programming of over 1,000 unique workouts, 500+ delicious recipes, and entry into their private Facebook community so that members can engage, share experiences and gain support.

And now you can get access to all of this for the next six weeks for free.

Beginning on 23 March to 31 March 2020 new customers that sign up via the Centr.com website receive six weeks free membership, unlocking the full Centr experience and access to their community.

Chris Hemsworth has said that during this tough time in the world, he wanted to do his bit to help people stay fit and stay connected.

We have been incredibly inspired by the outpouring of support and positivity from the Centr community during this challenging time, Chris said.

We hope that by making Centr available to everyone for this extended period, we can help even more people stay strong, healthy and find a sense of calm at a time when we all need that the most.

All you have to do to redeem the offer is visit http://www.centr.com and create an account, select a plan type and the six week free trial will be applied.

You can also cancel your membership at anytime during the trial period to avoid subsequent payments.

Once youve registered you can download and use the Centr app on your device or access the program via the web.

At a time when were all looking for things to keep us busy, and things that allow us to stay connected while were social distancing, this is such a great initiative!

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Celeb You Can Workout With Chris Hemsworth For FREE As Gyms And Sporting Centres Close 2 - KIIS1065



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